Privacy Policy


"PDL" means Payday Loan, which can be a trading division of Cash Burst Ltd running below the name of Payday Loan.

"This site" means HOMESANDCOMMUNITIES.INFO, the site of PDL.

"You" means you the individual obtaining this site and/or communicating with us.

Your privacy is important to us. It is possible to elect to not give us your private information , however we WOn't be able to process a loan application without it from you.

Your consent

By applying for a loan or using any part of the website you consent to the Privacy Policy and specifically to the employment and disclosure of your private information as set out in your loan application or obtained from your own Internet usage, for the purposes stipulated in this Privacy Policy.

Privacy policy overview

We strive to comply at all times using the Privacy Act 1993 which deals mostly with the collection, storage, use and disclosure of private information, and the Unsolicited Electronic Messages Action which deals with preventing actions that are spamming.

Your privacy will likely be protected and any advice supplied to us or gathered about you by us will be retained and used in accordance with this Privacy Policy.

What information we collect & how we collect it

PDL gathers private details about you from any information you enter into a loan application or otherwise provide to us and you authorise us to collect private details about you from anyone else (including credit agencies and your employer.

Moreover you authorise us to collect information about your personal computer and web usage through the use of a cookie' that is '. Cookies possess the possibility to allow us to improve the expertise you get on our website. Most web browsers automatically accept cookies, but you could usually modify your browser setting to decline cookies should you prefer.

You expressly agree to opt in to receive advertising offers from business associates we feel may offer you worth and any associated businesses and Cash Burst Ltd.

Security and application of your advice

We are committed to using it and securely holding your tips only as set out below.

Nevertheless please note your duty in relation to management of your e-mail address and/or password in the next section below.

  • We will only use information

  • to understand your financial needs;

  • to evaluate giving hazards;

  • To manage our business and serve you;

  • For market research and/or statistical analysis;

  • to update records held about you;

  • where needed for debt collection;

to avoid money laundering along with other unlawful actions;

  • To prevent and recognize fraud;

  • To run regulatory along with other periodic tests;

  • To supply you with alternative communications or products offerings;

To sell or otherwise pass your information to a third party or an affiliate / associated entity for the intention behind the such party advertising their products and/or services to you; and

To help us with any section of our business or the business of a third party or affiliate / connected thing.

You choose in so that any or all private details about you may be shared and consent:

With related entities our affiliates and any third parties for the purpose of them telling you about products or their services, because of their credit appraisal or debt collection purposes or for the provision of services;

where advice supplied by you has been falsified, with appropriate authorities;

Where you've opted in on your loan application with your employer and/or credit referencing agencies;

With where you are in default and have a loan with us credit referencing agencies, lenders, referees or contacts supplied by your employer you, collection agencies, loan brokers and professional advisers;

As required by regulatory or judicial powers or government to be able to obey the law and/or for the purpose of fraud prevention; and

in a situation where we sell or endeavour to sell part or all our business(es).

You further consent that any identification sort information about you (including as examples passport details, drivers permit details, address/phone details, bank account details and employment details) may be shared with third parties / affiliates and assessed against information held by those third parties / affiliates for the purposes of checking such advice and/or your identity.

Your obligations to e-mail addresses and passwords

Where you've supplied an e-mail address to us, you agree that you do and can continue to command this e-mail address and that we might contact you at this e-mail address, provide information to you (and/or about you) to this e-mail address, and suppose that any communication from this e-mail address to us is a communication from you.

In addition, you agree to accept disclosure statements to any email addresses supplied to us at any moment from you from us.

Please reference the site Terms and Conditions for further obligations on you in relation to your own e-mail address and passwords.

Contacting you

You understand and agree by trying to get that loan or applying this website that we (and any third party or affiliate / associated thing) may contact you from time to time at your email, postal address, phone number, mobile phone number, fax, sms, or by other electronic means for advertising purposes, to discuss or provide details about products and services offered by us and affiliates, and to manage any loans or alternative products/services you may have with us.

Accessibility and correction to your own advice

We will hold information collected by you or others.

You have certain rights under law to get information about yourself and to request that information to be corrected by us. In the event that you intend to get details of the private information held by us about you, or want to really have the information corrected, please contact us at HOMESANDCOMMUNITIES.INFO. No fee is going to be charged but we may charge you the reasonable costs of providing the information you request to you.

Third party links

Our website may contain links to third party sites or sites of affiliates / associated parties. Any sites that are such, please note, are not subject to our terms and conditions and Privacy Policy. Those sites might have their particular privacy policies, disclaimers and terms and conditions. We do not take any responsibility or liability related to such sites.